Solutions Local service with big business strength As an independent local firm, we partner with the benefit and vendor solutions best suited to your needs. We’ve been building relationships locally since 1975 and maintaining a strong network of carrier and vendor partners. These relationships give us an edge when negotiating contracts and solving benefit issues.In addition, CSNW Benefits is a state representative of the national, credentialed network of independent employee benefit brokerage and consulting firms: Benefit Advisors Network (BAN). As a BAN Smart Partner®, we access the collective knowledge and resources of leading benefit consulting firms across the U.S., including best practices, industry trends, research data, regulatory guidance, customized technology, and best-in-class products.Our local, benefit-focused partnership approach, gives you the services and expertise you deserve at a price you can afford. Employee Benefits Employee benefit packages are never one-size-fits-all. So we work with you to find, implement, and maintain a benefit plan that meets the goals of your company and the needs of your employees. Learn more Retirement Plans Help employees plan for the future, and attract and retain a motivated, productive workforce. With your goals firmly in mind, we’ll create a retirement plan that maximizes performance and safety while minimizing fees and expense. Learn more Individuals & Families Medical, life, disability and other insurance options do more for you than you might think—from covering unforeseen emergencies to safeguarding your life savings, paying for college or funding your own retirement plan. We’ll work with you to explore policies and to determine the best option or combination of options for you. Learn more HR, Compliance & Technology Your dedicated account executive is with you to navigate the Affordable Care Act (ACA), stay current with COBRA, HIPAA, ERISA, and regulatory requirements. With on-going education, tools, and resources we simplify your company’s compliance administration. Learn more We're here to help. Talk to a consultant. Name Email Phone Question Thank you! Oops!